Terms of Service Commercial Agreement Privacy Policy Data Processing Agreement

Terms of Service

Last updated: August 14, 2026

Arbitration notice. Disputes between you and us are resolved through binding individual arbitration under the SIAC Rules, with limited exceptions, as set out in Section 7 below. By using Cosmo you agree to these terms.

These Terms of Service ("Terms") govern access to and use of Cosmo, an AI-assisted video editing platform (the "Service"), operated by HumanAI Technologies PTE. LTD (UEN 202221894D), a company incorporated in Singapore ("HumanAI Technologies", "Cosmo", "we", "us", or "our"). By accessing or using the Service you agree to be bound by these Terms.

1. Accounts

1.a Provisioning

Cosmo does not offer public self-registration. Accounts are created and provisioned by HumanAI Technologies or by an administrator within your organization who has been granted access to the Service. You may not create an account for anyone other than yourself, and you may not transfer your account to another person without our prior written consent.

1.b Credentials and Responsibility

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately at pratibimb@live.in if you suspect unauthorized use of your account.

1.c Minimum Age

The Service is intended for business and professional use. You must be at least 18 years old to be issued an account.

2. Acceptable Use

2.a Prohibited Conduct

You may not, in connection with the Service:

  • Interfere with, disrupt, or place an undue burden on the Service or its infrastructure;
  • Attempt to gain unauthorized access to any account, system, or data;
  • Probe, scan, or test the vulnerability of the Service or circumvent any security controls;
  • Use the Service to build a competing product, or scrape or extract Service output to train a competing model;
  • Share account credentials with, or grant access to, anyone not authorized by your organization;
  • Use the Service to threaten, harass, or facilitate harm against any person; or
  • Violate any applicable law, including export control and sanctions laws.

2.b Prohibited Content

You are solely responsible for the footage, references, prompts, and other content you upload or generate through the Service ("Your Content"). You may not upload or generate content that:

  • Infringes the intellectual property or privacy rights of any third party;
  • Is defamatory, unlawful, obscene, or contains malware;
  • Depicts a real person without the rights or consents necessary to use their likeness or voice; or
  • You do not have the necessary rights, licenses, or consents to upload, process, or distribute.

2.c AI-Assisted Editing

Cosmo uses third-party AI models (see our Privacy Policy) to interpret instructions, plan edits, and generate voice, subtitle, and visual output. You are responsible for reviewing AI-assisted output before publishing or distributing it, including for accuracy, rights clearance, and compliance with platform-specific policies (e.g. social media, broadcast).

3. Content on Cosmo

3.a Your Content and Ownership

You retain all ownership rights in Your Content. You grant HumanAI Technologies a non-exclusive, worldwide, royalty-free license to host, store, process, transmit, and display Your Content solely as necessary to operate, maintain, and provide the Service to you and your organization.

3.b Privacy of Your Content

Your Content is private to you and your organization by default and is not made public or used to train third-party foundation models. We may access Your Content for troubleshooting, security investigations, and to provide support, subject to our Privacy Policy.

3.c Third-Party Services

Your access to and use of any third-party content, services, or integrations made available through the Service is at your own risk. We do not control and are not responsible for third-party content, services, or the actions of third-party providers.

3.d Our Ownership

HumanAI Technologies owns and retains all right, title, and interest in and to the Service, including the Cosmo name, branding, and underlying software, exclusive of Your Content. Nothing in these Terms grants you any right to use our trademarks without our prior written consent.

3.e Intellectual Property Complaints

If you believe content on the Service infringes your intellectual property rights, contact us at pratibimb@live.in with sufficient detail for us to investigate.

4. Fees and Payment

Where the Service is provided on a paid or subscription basis, fees, billing terms, and refund policy are set out in an order form, subscription page, or the Commercial Agreement entered into with your organization. In the absence of a separate written agreement, no fees apply and this Section does not create a payment obligation.

5. Changes, Suspension, and Termination

5.a Modification of these Terms

We may update these Terms from time to time. Material changes will be reflected by an updated "Last updated" date above, and where appropriate, additional notice will be given. Continued use of the Service after a change takes effect constitutes acceptance of the revised Terms.

5.b Suspension and Termination

We may suspend or terminate your access to the Service if you violate these Terms, if required by law, or if your organization's agreement with us ends. You or your organization's administrator may request account deletion at any time by contacting pratibimb@live.in.

5.c Effect of Termination

Upon termination, your right to access the Service ceases. Provisions of these Terms that by their nature should survive termination - including ownership, disclaimers, indemnification, and limitations of liability - will survive.

6. Disclaimers and Limitation of Liability

6.a AI Output Accuracy

Output generated or suggested by Cosmo's AI features - including edits, subtitles, voiceover, and summaries - may be erroneous or incomplete. We do not guarantee the accuracy, completeness, or fitness of AI-generated output for any particular purpose.

6.b "As Is" Basis

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

6.c Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HUMANAI TECHNOLOGIES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, OR DATA, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

6.d Indemnification

You agree to indemnify and hold HumanAI Technologies harmless from any claim, loss, or damage, including reasonable legal fees, arising from Your Content, your violation of these Terms, or your violation of any law or third-party right.

7. Dispute Resolution and Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms, the Service, or the relationship between you and HumanAI Technologies, including its existence, validity, interpretation, performance, breach, or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the SIAC ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause.

  • The seat of arbitration shall be Singapore.
  • The tribunal shall consist of one arbitrator.
  • The language of the arbitration shall be English.
  • Claims must be brought in an individual capacity, not as a plaintiff or class member in any purported class or representative proceeding.

Either party may seek interim or injunctive relief from a court of competent jurisdiction in Singapore where necessary to protect its rights pending the outcome of arbitration.

8. General

8.a Feedback

Any feedback, suggestions, or ideas you provide about the Service may be used by us for any purpose without obligation or compensation to you.

8.b Governing Law

These Terms are governed by the laws of Singapore, without regard to conflict-of-law principles, subject to the arbitration agreement in Section 7.

8.c Entire Agreement

These Terms, together with our Privacy Policy, any applicable Commercial Agreement, and Data Processing Agreement, constitute the entire agreement between you and HumanAI Technologies regarding the Service.

8.d Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

8.e Assignment

We may assign these Terms in connection with a merger, acquisition, or sale of assets. You may not assign your rights or obligations under these Terms without our prior written consent.

8.f Contact

Questions about these Terms may be sent to pratibimb@live.in.

HumanAI Technologies PTE. LTD (UEN 202221894D) · Singapore · Cosmo